May 20
No matter whether you're a start-up or have been trading for generations, most small businesses operate out of a single industrial unit, office or shop. Thus, all the commercial eggs are in a single building. If anything serious happens to those premises, the whole business will be disrupted and may fail unless repairs can quickly be put in hand or alternative premises are found. The longer a business stops trading, the more existing customers transfer their loyalties to your competitors. So ...
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May 18
Looking for additional capital to fund your next marketing campaign or to expand your business. Hold It! Stop right there. Small business owners seeking additional marketing funds may only need to look no further than there own back yards. And in this particular case their own homes and driveways as well. How so? The next best thing to looking for funds is saving money. Before venturing off to the lending institution why not brain storm ideas that will help you save money. For instance, can you ...
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May 17
It's Stocks, Not Markets, that Bring Investment Success by Gabriel Nijmeh If you are fairly new to investing and looking for some guidance or if you are seasoned investor, let me introduce you to NAIC. National Association of Investors Corporation (NAIC) is a non- profit, tax exempt organization whose membership consists of investment clubs and individual investors. Founded in 1951, the mission of NAIC is to provide investment education, information and support. They prescribe to four basic, ...
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May 16
Collateralized Mortgage Obligations (CMOs) sometimes referred to as Real Estate Mortgage Investment Conduits (REMICs), are one of few innovative investment methods available in today's investment world. CMOs offer relative safety, regular payments and notable yield advantages over other better known fixed-income securities of comparable credit quality. A wide variety of CMO securities with different cash flow and expected maturity characteristics have been designed to meet specific investment ...
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May 15
You have seen them on the corner and in the poorer parts of town with names like "Quick Cash", "Quick Loan", "Payday Loans", "Car Title Loans". They are starting to sprout up all over the country and will soon rival Starbucks for sheer number of locations. They are the new trend in predatory lending practices but still manage to fly under the radar of regulation in most states. They don' t charge interest, they charge a "fee". But it sounds like the ultimate in convenience. Need some quick cash ...
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May 14
In this day and age we need to be looking for other sources of making money. One source is simply not enough and usually not secure enough. The recent market patterns have just reinforced another lesson for everyone living in this capitalist world - the market is extremely volatile and can reach as high as the mountains one day and crash, plummeting to the ground another. Employability is just a word nowadays and even working in the most secure of financial foundations does not carry with it ...
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May 13
Have you considered using a Foreign Exchange Specialist ? Many people are unaware of, or neglect the importance that exchange rates have on the cost of their overseas property and the currency risk that is associated with an overseas purchase. If you're emigrating or buying a holiday home abroad, you are likely to transfer money into a foreign currency. This needs serious planning, especially if you are buying a new development 'off plan' where you are required to make several 'stage payments' ...
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May 12
Stock trading success...why is it so elusive? With all the trading information, systems, trading advice and assistance available today, the fact that most people who attempt to profit from trading Stocks lose money seems quite bizarre. Can you imagine the millions of dollars that must have been spent by countless traders on courses and Stock analysis software, that was wasted because the buyers didn't understand the key principle of trading success I am about to share with you now. We aren't ...
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May 11
An investment club is a group of people who meet at least once a month to increase their investment knowledge. They agree to contribute a predetermined amount of money which they then pool together to invest, typically, in the stock market. Depending on the extent of the trading knowledge of the members, monthly contributions can be modest, ranging between $20 and $50. Mostly, clubs of this nature are to give each member an affordable way to learn how to purchase stocks. Once you've gained ...
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May 7
In recent years buy to let has been a popular way of investing in residential property. Stock markets are out of favour with many investors who have seen the values of their portfolios, endowment policies and pension funds shrink, whereas property has generally continued to rise in value. Interest rates are at historically low levels and mortgage finance is readily available on competitive terms from major banks and building societies. This brings property investment within the means of more ...
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